Bicycle Insurance Lock Requirements

You must have the appropriate lock based on the value of your bicycle.

Bicycle insurance lock requirements. The higher the rating the higher the level of security provided. Bronze bicycles with an insured value of less than 250 sold secure approved locks continue reading insurance approved locks. To check the full policy requirements and exclusions please refer to our policy wording and insurance product information document ipid. The higher the rating the longer it took if it was actually possible to break.

There s some great deals out. Sold secure test and rate bicycle locks sold in britain. Bike value 301 1700 silver bike value over 1700 gold. If the bike is stored in a communal hallway it will only be covered if the hallway is on the same floor as your insured location and again your bike needs to be locked to an immovable object through the frame of the bike with an approved lock.

The locks are graded bronze silver and gold and are dependent on the length of time it would take a bicycle thief to break the lock. Insurance approved locks bicycle locks and shed padlocks wiggle cycle insurance is provided on the basis that you use a sold secure rated lock to secure your bicycle. Check out our locking security guide for further details and our guide to choosing a lock buyer s guide. Below are our lock requirements based on the value of your bicycle.

Abus granit locks offer good security for your bike. Alicia canter the observer the industry s rule of thumb is to buy a lock for a price equal to 10 to 20 of the bike s cost. The same lock requirements apply if your bike is stored in a communal cycle storage area. Also don t forget to list your lock along with your bike to your kit list.