Bicycle Insurance Japan Reddit

Cyclists may be unaware they don t need specialty insurance to protect their bicycles.

Bicycle insurance japan reddit. Sompo japan nipponkoa insurance inc. If you buy a used bike and the owner can t show you an original proof of purchase you can check the stolen bicycle registry that s maintained by the dutch police. Although insurance is optional in japan i highly recommend that you purchase some. Don t buy a stolen bike.

In many situations bicycles are covered by your standard homeowners renters or condo insurance policy. Road service bicycle insurance in japan. While not mandatory liability insurance for cycling is highly recommended. With a unique culture incredible landscape an abundance of great food and lots of places to camp it s a real delight to go both bicycle touring and bikepacking japan.

Nationwide in 2017 there were 2 550 collisions between cyclists and pedestrians and 2 749 between. The tokyo metropolitan government submitted an amendment that would oblige cyclists to purchase liability insurance following a series of bicycle accidents in which pedestrians were severely injured. Plus if you re injured on your bike in a collision with a vehicle your auto insurance may even cover your medical bills. Lauderdale florida has been issuing bicycle insurance since 2012 and has insured about 30 000 bikes since said ceo and co founder david williams.

Bicycle physical damage insurance protection covers repairs or replacement of your bike if it is damaged or goes missing. Even unwittingly buying a stolen bicycle can lead to legal problems and the police can take your bike. Has concluded 400 000 new bicycle insurance contracts since fiscal 2017 kicked off in april surpassing the 300 000 or so contracts signed the previous year. Williams used to sell home insurance and he noted that clients were never happy when they made a claim on a damaged or stolen bicycle especially for a high end bike.

Velosurance based in ft. Japan is a dream destination for bike travellers. So if a cyclist has an accident with smaller vehicle or pedestrian they can be held liable for personal and property damages. There are many things you can do to protect your property and to discourage theft.

English language options seem to be minimal in this regard so get a japanese speaking friend to help you if you can. In japan the larger vehicle assumes much of the risk in accident situations.