Bicycle Insurance Japan Mandatory

While not mandatory liability insurance for cycling is highly recommended.

Bicycle insurance japan mandatory. Sompo japan nipponkoa insurance inc. Documents required for bike insurance renewal. English language options seem to be minimal in this regard so get a japanese speaking friend to help you if you can. Although insurance is optional in japan i highly recommend that you purchase some.

In the event of an accident compensation must be offered to victims for sustained injuries. The proportion of bicycle users with insurance is rising in saitama and hyogo prefectures as well as in nagoya and the city of sakai osaka prefecture all of which require cyclists to take out. Has concluded 400 000 new bicycle insurance contracts since fiscal 2017 kicked off in april surpassing the 300 000 or so contracts signed the previous year. Like anywhere costs of general insurance depend on a multitude of factors but taking out additional insurance is highly advisable as there are many risks not covered by the mandatory liability insurance e g.

A google search for jitensha hoken bicycle insurance will give you some ideas to get started. Below is the list of documents. Renewing vehicle insurance policy in recent times has become a lot faster easier and hassle free with the advent of the internet. As of the end of november hyogo and 10 other prefectures as well as seven designated major cities required bicycle users to get insurance while 13 prefectures and three major cities had.

So if a cyclist has an accident with smaller vehicle or pedestrian they can be held liable for personal and property damages. In order to help you avoid financial loss in the case of a large claim nagano prefectural government has made bicycle liability insurance mandatory for cyclists. Prior to the move by tokyo on tuesday a panel of experts submitted a report to the metropolitan government in july recommending the mandatory purchase of liability insurance on the part of cyclists. Damage to the other person s vehicle.

In japan the larger vehicle assumes much of the risk in accident situations.