Bicycle Insurance Japan Cost

Bikes can cost thousands of pounds to replace if they are damaged or stolen but having a bicycle insurance policy could cover the cost. The tokyo metropolitan government submitted an amendment that would oblige cyclists to purchase liability insurance following a series of bicycle accidents in which pedestrians were severely injured. Protection for spare parts and accessories up to 500 in coverage for spare parts and 500 for riding apparel per claim 1 000 total per policy term.

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The cost depends on the period of coverage as well as the classification of bike but for reference 24 month coverage for a motorcycle over 250cc is around 12 000.

Bicycle insurance japan cost. Many bicycle insurance policies won t cover costs that can be claimed wholly or partly through medicare or any costs that could be claimed through your private health insurance if you have it. Most of bicycle insurance won t cover electric bikes as electric bikes cost more than bicycles and they have different accidents and incidents. A cheap electric bike can cost somewhere around 1000 and an expensive electric bike can cost up to 15 000. English language options seem to be minimal in this regard so get a japanese speaking friend to help you if you can.

As of the end of november hyogo and 10 other prefectures as well as seven designated major cities required bicycle users to get insurance while 13 prefectures and three major cities had. Velosurance is a national bicycle insurance agency founded by two cyclists in response to the insurance needs of bicycle riders nationwide. At no additional cost bicycle physical damage insurance protection can also include. If you lose a 25 claims free discount for 3 to 5 years on your home insurance costs and you also lose 500 of the value you wanted to claim for the deductible then you may want to really consider whether it make sense to make a claim on your home insurance for a bike.

Although insurance is optional in japan i highly recommend that you purchase some. It doesn t matter whether you re a casual cyclist with your trusty two wheels or a serious enthusiast with a custom racing bike that cost thousands of pounds cycle insurance can be tailor made to meet. Replacement cost coverage your bike is insured at full value. Liability insurance is separate to general insurance which is optional in japan.

We partnered with an a m best a rated us insurance company to provide a multi risk policy offering protection to all types of cyclists. Perhaps a more useful aspect of coverage provided by some bike insurers is loss of income cover. The value of the bike becomes an important factor in the situation. Such expensive price tag make your e bike a target for thieves.

A google search for jitensha hoken bicycle insurance will give you some ideas to get started.